Documentation

Everything you need to verify HOUSD.

The full mechanics of vaults, loans, contracts, and risk. If something here is unclear or missing, tell us — docs are continuously refined.

How HOUSD vaults work, eligibility, and a step-by-step first deposit.

Vault types, terms, redemption windows, fee structure, and term mechanics.

Residential Transition Loans 101 — origination, underwriting, recording, servicing.

Our diligence framework and the originators currently lending into HOUSD vaults.

Vault contract architecture, audits, deployed addresses, and upgradeability.

Risk model, liquidation paths, custody arrangements, and incident response.

Read-only endpoints for vault state, loan-level data, and historical performance.