HOUSD
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Institutional Grade RWA

Real Assets.
Real Yield.

Invest in curated, asset-backed real estate loans from top-tier originators, now onchain.

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Modern architecture
Total Value Locked$5,013,300.00Across all vaults
Target APY9.20%Weighted · Live

Our Vault

HOUSD Credit Vault

Earn yield backed by premier real estate loans, curated and managed by HOUSD.

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TVL$5.01MAcross vaults
6mo NAV1.0000×hUSDC-6M
12mo NAV1.0000×hUSDC-12M
Available OnMainnetSoon
Backed by Real Assets
  • Onchain
  • Transparent
  • Secure

One Vault. Two Loan Types.

Express Building

RTLs

South East Asia's largest non-bank lender for pre-sold affordable housing financing.

Deployed$30M
Losses to Default0%
Unlevered Return10%
Flipside

Fix & Rent

California-based RTL financier.

Deployed$150M
Losses to Default0%
Unlevered Return7%
  • 1st Lien on Property + Lot
  • Rigorous Underwriting
  • Transparent loan cycles

How It Works

  1. 1. Deposit

    Invest stablecoins into the vault.

  2. 2. We Originate

    Deploy capital into curated real estate loans.

  3. 3. Earn Yield

    Receive yield backed by real assets.

  4. 4. Onchain Transparency

    All performance and positions verifiable onchain.

Ready to access real yield?

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